Get to know us

Located in Beautiful Colorado, we thrive on the success and satisfaction of our clients.

about Land Above Ground Realty & Mortgage

Calculators

Calculate your mortgage, interest rates, and more.

Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

Our ServicesFind Loan Products We Offer

Purchase

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Apply today. Get Pre-qualified Now

Refinance

We're committed to helping you refinance with the lowest rates and fees in the industry today. Start the Process Today! Apply Now

Apply Now

Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted. Submit your Application

First Time Homebuyers & purchase home Loans

Welcome to the official site of Land Above Ground Realty & Mortgage. We are a full service mortgage company based in Colorado servicing the front range and surrounding areas. We specialize in First Time Homebuyers, Refinance and Commercial loans. Whether you are buying your first home or second, third home, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

REFINANCING? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

What makes unique is that we offer the following niche programs as well: down payment assistance, bank statements loan program.

Contact today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

WHAT PEOPLE SAYSome of our Awesome Testimonials

Nate was our Broker and took us through the entire process, from our initial coffee meeting to closing. He was communicative, friendly, and made sure everything went smoothly. We definitely recommend working with Nate and Land Above Ground Mortgage.

Whitney Swanson

Nate made our refinance experience quick and easy to get done in a timely manner. If we had any questions he always made time to address them. He was very professional and his great attitude made this a pleasant experience.

Valentine Perez

Nate is phenomenal! He was able to save me over $200 a month! Nate was very helpful through the process and made my refinance a breeze!

Elijah B

Nate was able to lower my term of my loan to a custom fixed 22 year program. It was essential for me and my family to have our home paid off when I anticipate on retiring. Nate was very thorough and walk me through every step of the process. Contact Nate today! He'll get it done for you!

Jeremiah G

These people go above and beyond anyone I know. Went to refi and the problems were one right after another and they never gave up or let me give up. Always there with encouragement when I needed it. They held on and fought for me for over a year and got it done. They are amazing people !!! The best there is and would recommend them everyone. Thank you again to these great people!

Kathy Vanderlyn

Rafael and Chantel exceeded my family’s expectations! The quick turnaround (less than a week) provided peace of mind and was comforting during what can sometimes be a very stressful process. They were on task and very professional and helpful. Look no further for your mortgage and real estate professionals!

Jessica Valdez

Ralph and Chantel are the best! They always go over and beyond to help when needed the most! They helped us sell our home and made sure we were taken care of and understood everything! Thank you so much! We definitely recomend!

Soledad Castor

My wife and I were previously denied mortgage financing. We were introduced to Nate and he was able to consult with fixing some credit issues and was able to get us approved. We are very thankful and grateful for Nate and his relentless help in obtaining mortgage financing. Don't go anywhere else for your mortgage needs. Call Nate!

Lorenzo Ruiz Castro

My family and I had never imagined owning our first home! We didn't think it was possible. Nate was able to get us our dream home financed! We appreciate Nate and his confidence in believing we would be new home owners! Nate will get it done!

Michael Streat

I initially did not think I could ever qualify for a mortgage for my new home. Nate was able to make it happen! My wife and I now are officially homeowners thanks to Nate at Land Above Ground Realty & Mortgage! Give Nate a call... he'll turn your dreams into reality!

Ricardo Godinez

Digital Mortgage

The quick and easy way to finance your home. Apply online any time-anywhere. Get real-time updates, electronically sign documents and close your loan faster.

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From Our House To Your House, We Are Here For You