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Whether you're buying your first home or your dream home, we have a mortgage solution for you. Apply today. Get Pre-qualified Now



We're committed to helping you refinance with the lowest rates and fees in the industry today. Start the Process Today! Apply Now

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Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted. Submit your Application

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First Time Homebuyers & purchase home Loans

Welcome to the official site of Land Above Ground Realty & Mortgage. We are a full service mortgage company based in Colorado servicing the front range and surrounding areas. We specialize in First Time Homebuyers, Refinance and Commercial loans. Whether you are buying your first home or second, third home, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | Jumbo | Conventional | Commercial

REFINANCING? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out
USDA Streamline | Conventional | Commercial | Jumbo

What makes unique is that we offer the following niche programs as well: down payment assistance, bank statements loan program.

Contact today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

WHAT PEOPLE SAYSome of our Awesome Testimonials

Digital Mortgage
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The quick and easy way to finance your home. Apply online any time-anywhere. Get real-time updates, electronically sign documents and close your loan faster.